Affording Care

Accepted Insurance Plans

Does Insurance Cover IVF?

“Does insurance cover IVF?” It is a question often asked by new patients. You may be surprised to learn that there is a very good chance that your current health plan offers some type of infertility coverage for treatment and most patients have coverage for their initial consultation and testing. Patients with insurance coverage are responsible for their copay, co-insurance and deductibles. If there is no insurance or no infertility coverage, our billing department will speak to you about different programs we have available to help with the cost. Once patients schedule their initial visit with our physician, the billing department will verify benefits prior to the initial consultation. After their visit, all patients will have an opportunity to sit down with a member of our Business Office to discuss their coverage in detail.

Here is a list of insurance providers that we work with on a regular basis:

  • Blue Cross Blue Shield PPO
  • Blue Cross Blue Shield HMO
  • Blue Cross Blue Shield BAV HMO
  • United Healthcare
  • Healthsmart
  • First Health

Questions For Your Insurance Company or Employer

We understand the important role that insurance play into your fertility treatment. After your consultation with your physician, we give every patient the opportunity to speak with our billing office. They will remain available to you throughout your treatment.

For patients who prefer to speak to their insurance company directly, we have included a list of questions that are important to ask when directly contacting your Employer or Insurance Company:

Affordable Care

We Offer A Unique Financial Assurance Plan For Fertility Treatments

We understand the financial hardships that many couples face when trying to conceive a child. Many insurance plans do not provide coverage for infertility treatment, leaving patients saddled with not only the stress of trying to conceive, but also the burden of bearing the entire cost. At the Reproductive Institute of South Texas, we believe becoming a parent should be affordable and are willing to work with patients to provide financial solutions to that end.

You can expect to be treated with respect and compassion.  We understand what you’re enduring and promise to help alleviate your stress, not add to it.

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 billion borrowed and over 250,000 people empowered, this is a name and program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential

Financial Assistance

A Lending Offer for Financial Assistance for Fertility Treatment

Are You Ready To Start Your Family?

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